Start Your Request
$100 – $5,000 · free to check, no obligation
256-bit SSL · AES-256 Encrypted · No Hidden Fees
One request, pinned to real lenders
Tell us what you need and PayPointNow connects your request with lenders in our network for $100 – $5,000 — checking your options is free and puts you under no obligation.
Three calm steps, start to finish
Share the basics
Enter the amount you're after and a few details. It takes a minute and there's no charge to see where it leads.
We route your request
PayPointNow passes your request to lenders in our network. We're not a lender — we connect you with ones that may be able to help.
Review any offers
If a lender makes you an offer, you review the rates and terms they set and decide. Nothing moves forward unless you say yes.
If any of this is you, you’re in the right place.
Rent clears before the paycheck does, and the timing won't budge.
You've been turned down before and you're not eager to hear it again.
Between paychecks the cushion has worn thin again.
You'd like to weigh your options before you agree to anything.
The vet bill came out of nowhere and your dog can't wait.
You're done circling — you want to zero in on what's actually available.
You’re far from the only one. One short request and PayPointNow looks for lenders in our network who might work with you — free to check, no obligation, and you decide.
What you can count on
PayPointNow is a loan-request service, not a lender. We connect your request with lenders who may work with you.
One request, a network
Skip filling out lender after lender. A single PayPointNow form reaches multiple lenders at once.
You stay in control
Reviewing options is free and carries no obligation. You decide whether to accept anything a lender offers.
We're not the lender
PayPointNow is a referral service. Lenders in our network set every rate, fee, and term — we don't lend money ourselves.
Built for a phone
The whole request works on the device in your hand, on a weak signal, without pinching and zooming.
Clear about the range
Requests run from $100 – $5,000. What you actually qualify for is up to the lender who reviews it.
Handled with care
Your information is transmitted over an encrypted connection and shared only to match you with lenders.
Questions people ask before they start
Is PayPointNow a lender?
No. PayPointNow is a referral service that connects your request with third-party lenders in our network. We don't make loans or set any rates or terms ourselves.
How much can I request?
You can request $100 – $5,000. The amount, rate, and terms you're actually offered are decided by the lender that reviews your request.
Does checking my options cost anything?
No. Submitting a request and reviewing any options is free and puts you under no obligation to accept.
Will I definitely be approved?
No. There's no guarantee of approval or funding. Whether you receive an offer, and on what terms, is entirely up to the lenders who review your request.
How fast could I hear back?
Turnaround varies by lender. Some respond quickly, but timing, decisions, and any funding are set by the lender — not by PayPointNow.
Who sets the rates and terms?
Every rate, fee, and repayment term comes from the individual lender making the offer. Read their disclosures in full before you agree to anything.
Ready to see where your request lands?
Start a $100 – $5,000 request with PayPointNow. It's free to check, there's no obligation, and you decide on anything a lender offers.
No cost to request · no obligation · lenders set all rates & terms
Change your preferences anytime
Never signed up, or done hearing from us? Pick a lane — both take under a minute.